DATA PROTECTION STATEMENT 

FULADVICE  IS A TRADING STYLE OF FULCRUM PRIVATE CLIENTS LIMITED. 

The Purpose of the Notice 

As part of our agreement with you, Fuladvice a Trading style of Fulcrum Private Clients LTD (“we”, or “us”, or “our”) have certain obligations under privacy laws,  including the Data Protection Act (the “act”) to notify individuals how it will  process any personal information it collects about them. This Notice will inform  you of what personal information we collect, how that information is used, where  it is transferred and how you may view and amend such information. You may be  assured that we will treat all personal information as confidential and will not  process it other than for a legitimate purpose. Steps will be taken to ensure that  the information is accurate, kept up to date and not kept for longer than  necessary. Measures will also be taken to safeguard against unauthorised or  unlawful processing and accidental loss or destruction or damage to the  information.

What type of Personal Information will be Processed? 

We collect and process various personal data about you for the purpose of  providing advice, administration and management services which are explained in  more detail below. “Processing” is defined in the Act that could include obtaining,  recording or holding information or data. “Personal data” is information which  can identify you as a living individual, including your location used in conjunction  with other information. Common examples of personal data which may be  collected and used by us in our day to day business activities include: 

  • Name
  • Date of Birth
  • Gender
  • Ethnicity
  • Marital Status
  • Address
  • Telephone number and other contact details inc. Email address
  • Job Title
  • Bank Account and other financial details

Depending upon the types of products and services you require, the information  collected and processed may also contain “sensitive personal data” for the  purpose of The Act, which includes information held by us as to: 

  • Your physical or mental health or condition
  • The commission or alleged commission of any offence by you
  • Any proceedings for an offence committed or alleged to have been committed by you, including the outcome or sentence in such proceedings
  • Sexual Life
  • In limited circumstances, your membership of a Trade Union
  • Your political opinions, religious or similar beliefs

Any information which we receive fairly and lawfully relating to one of the above  categories constitutes as sensitive personal data; examples of likely items which  may contain sensitive personal data (although this is not an exhaustive list) are  life insurance questionnaires, medical reports and SSP self certification forms. 

Please note that as with personal data, you have the freedom of choice when it  comes to your decision as to whether you provide us sensitive personal data. In  addition to your right to request that we stop processing your personal data and  sensitive personal data at any time, you have an opportunity at the end of the  Notice to choose to not provide sensitive personal data to us at all. You should  note however that if you exercise this right or subsequently request that we  stop processing all or part of your personal data and/or sensitive data, this  could impact upon our ability to provide you with certain types of products  and services and may ultimately result in us being unable to provide them to  you at all.  

How will my personal data be collected and used? 

We collect personal data from you to the extent necessary to provide advice,  administration and management services and (subject to the provisions below)  related marketing activities. 

We may process your personal data and sensitive data for the following reasons: 

  • The administration, management and provision of advice in relation to financial services products
  • Our legitimate business processes and activities including internal audit, accounting, business planning and proposed and actual transactions (including joint ventures and disposal of business) ands
  • Compliance with legal (including dealing with claims) regulatory and other good governance obligations.

This list is not exhaustive and may be updated from time to time as business needs and legal requirements dictate. Some of the personal data that we maintain will be kept in paper files, while other personal data will be included in computerised files and electronic databases. 

Who might my personal data be shared with? 

Your personal data will be made available for the processes mentioned above and  only to responsible management, human resources, accounting, audit, compliance, information technology and other corporate staff. It may also be  made available to third parties providing relevant services to us, such as Fulcrum  Private Clients Ltd, who provide us with certain support services, including  regulatory support. 

Certain personal data will also be reported to government authorities where required by law and for tax or other purposes. Personal data may also be released to external parties as required by legislation, or by legal process as well as to  companies that you authorise us to release your personal data to. We will not sell  your personal data to any third party. 

Direct Marketing 

We may wish to provide you with information about new products, services,  promotions and other information for which we think you may be interested. We  may send you such information by postal mail, fax and telephone; unless you  have registered with the appropriate Preference Service (we would be grateful if  you could let us know if this is the case). If you purchase a product from us we  may retain your address for future mailings. If you do not want your information  used for direct marketing purposes at any time then please contact our customer  services department by email at info@fuladvice.co.uk or by telephone on 08000  478 535 to let us know and we will not send you any direct marketing. 

Email Marketing 

We would also like to provide you with the above information by email however,  we appreciate that email ‘spam’ has become a problem in recent years. If you are  a customer or you have previously asked us for information on our products:  

  • We may contact you regarding your purchase or other matters regarding transactions between us, or your customer relationship with us or send you information on our products by email, unless you have asked us not to do so and
  • We may also use your email address to send you information about our services that we think may be of interest to you by way of informational emails, unless you have asked us not to do so.

If you decide at anytime that you no longer wish to receive marketing material from us please email us at info@fuladvice.co.uk 

Your right to review and amend personal data 

You have the right to review your personal data and sensitive data held by us at anytime and you may have any inaccurate information corrected. If you wish to do so or to notify a change of details please contact our Compliance Manager on 08000 478 535 or in writing at: 

Fulcrum Private Clients Limited

Nova North, 

11 Bressenden Place, 

London,

SW1E 5BY 

You may be charged a fee (subject to the statutory maximum) for supplying you  with such data. 

How  to request that we cease processing your personal data 

If at any time you wish us to cease processing your personal data or sensitive  data or contacting you for marketing purposes please contact the Compliance  Manager on 08000 478 535 or in writing at: 

Fulcrum Private Clients Limited

Nova North, 

11 Bressenden Place, 

London,

SW1E 5BY