Initial Disclosure Document

FulAdvice is a trading style of Fulcrum Private Clients Limited, which is directly authorised and regulated by the Financial Conduct Authority (747011). 

We are fully covered under the financial services compensation scheme. We offer products from a panel of insurers.

We offer Term Assurance; Critical Illness cover, Serious Illness, non-profit Whole of Life policies, Income Protection, Accidental Death Insurance,  Health Insurance and Funeral plans.

Our permitted business is Insurance Mediation. We do not charge a fee for our service, if  you take out a policy with us, we will be paid by commission from the provider. 

We will advise and recommend a policy for you based on the needs of you and your family.